Road tax and insurance are the greatest damnation of all users in possession of means of transport of any type.
Many people in recent years have chosen not to pay these two taxes in the hope of never being caught and don’t have any kind of problem.
Road tax and insurance have exaggeratedly high costs, with one difference, the former is paid regardless of the use of the vehicle, while the insurance must be paid only if the same is used for travel on the road.
Not paying road tax and insurance today is possible here’s how
There are also many people who have paid road tax and insurance over the years, though not using the vehicle to move. But be careful because things are changing and since the costs have become exaggerated, everyone is looking for the best method to avoid the sting.
The first thing to know is that in 2023 it is possible freeze the insurance policy. This means you don’t pay but at the same time the use of the car for travel is prohibited.
It often happens that the owner of a car moves to another city or abroad, and then leaves the vehicle at home. Just as it happens that the vehicle is undergoing repairs, which requires quite long works that cannot be paid for immediately. In these cases, the insurance is suspended and the problem is solved.
The suspension of annual coverage ranges from a minimum of 30 days to a maximum of 12 months. When you reactivate it may happen that you are asked a small additional cost. Generally it’s a few euros, but this year something could change so the figure could rise.
Suspended insurance, what happens if you circulate on the vehicle
But be careful because there are limits that we should all know. If the car is leased or is in financing the RC policy auto cannot be suspended.
Once the insurance has been suspended, not only can the vehicle not be driven, but it cannot even be left parked in a public area.
Anyone who leaves it parked in a public car park while it is not insured is forced to pay a fine ranging from 848 euros to more than 3,300 euros. There is also a risk of seizure of the vehicle.
Circular on a vehicle on which the policy has been suspended it means committing the same offense as those who circulate without insurance. Anyone wishing to suspend the policy must request it by certified e-mail or by registered letter with return receipt.
As for the car tax, there is no mention of Suspension of the tax but with exemption.
All those who own an electric car, holders of law 104 or those who own a vintage car are exempted.
